secwatch.observer — SEC 8-K summary
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Issuer:     SAFETY INSURANCE GROUP INC (SAFT)
CIK:        0001172052
Form:       8-K
Filed at:   2021-11-03T23:59:59+00:00
Accession:  0001172052-21-000034
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Safety Insurance Q3 net income $24.8M ($1.64 EPS) vs $44.7M; combined ratio 93.9% vs 85.0% YoY
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- Net income $24.8M ($1.64 diluted EPS) vs $44.7M ($2.96) in Q3 2020, down 44.5%.
- Non-GAAP operating income $1.70 per diluted share vs $2.53 in Q3 2020.
- Combined ratio 93.9% (loss 61.3%, expense 32.6%) vs 85.0% in prior-year quarter.
- Direct written premiums $211.1M, down 1.1% YoY; net investment income up 14.3% to $11.1M.
- Board declares $0.90 per share quarterly dividend, payable Dec 15, 2021 to holders of record Dec 1, 2021.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1172052/000117205221000034/0001172052-21-000034-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1172052/000117205221000034/saft-20211103x8k.htm
  HTML page:      https://secwatch.observer/filing/0001172052-21-000034

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer