{"schema_version":"secwatch.filing_event.v1","accession":"0001172052-22-000007","form_type":"8-K","ticker":"SAFT","cik":"0001172052","company_name":"SAFETY INSURANCE GROUP INC","filed_at":"2022-02-23T23:59:59+00:00","discovered_at":"2026-05-14T18:04:05.574649+00:00","generated_at":"2026-06-27T05:18:32.250194+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Safety Insurance Q4 net income $32.0M ($2.14 diluted); FY combined ratio 93.0%; board ups buyback by $50M","bullets":["Q4 2021 net income $32.0M ($2.14 diluted) vs $52.9M ($3.55) YoY; non-GAAP operating income $1.55/diluted vs $2.55.","FY 2021 net income $130.7M ($8.80 diluted) vs $138.2M ($9.18); combined ratio 93.0% (vs 87.1% in 2020).","Book value per share rose to record $62.47 at Dec 31, 2021 from $59.40 at Dec 31, 2020 (+5.2%).","Board declared $0.90 quarterly dividend payable Mar 15, 2022; increased share repurchase authority by $50M.","Direct written premiums for FY 2021 increased 0.4% to $802.1M; net earned premiums up 0.4% to $774.3M."],"urls":{"canonical":"https://secwatch.observer/filing/0001172052-22-000007","json":"https://secwatch.observer/filing/0001172052-22-000007.json","markdown":"https://secwatch.observer/filing/0001172052-22-000007.md","text":"https://secwatch.observer/filing/0001172052-22-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1172052/000117205222000007/0001172052-22-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1172052/000117205222000007/saft-20220223x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T05:18:32.250194+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}