{"schema_version":"secwatch.filing_event.v1","accession":"0001172052-23-000017","form_type":"8-K","ticker":"SAFT","cik":"0001172052","company_name":"SAFETY INSURANCE GROUP INC","filed_at":"2023-05-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.137137+00:00","generated_at":"2026-06-16T00:20:47.739573+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Safety Insurance Q1 net loss $0.84/share; combined ratio 118.5% on severe winter storm losses","bullets":["Net loss $12.3M ($0.84 diluted loss) vs net income $7.8M ($0.53 EPS) in Q1 2022.","Combined ratio 118.5% (vs 98.7% YoY); $32.1M in water damage from 783 burst pipe claims in Feb storm.","Non-GAAP operating loss $0.87 per share vs $0.99 operating income in prior year.","Net written premiums up 13.9% to $202.9M on new business and rate increases.","Declares $0.90/share quarterly dividend, unchanged, payable June 15, record June 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001172052-23-000017","json":"https://secwatch.observer/filing/0001172052-23-000017.json","markdown":"https://secwatch.observer/filing/0001172052-23-000017.md","text":"https://secwatch.observer/filing/0001172052-23-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1172052/000117205223000017/0001172052-23-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1172052/000117205223000017/saft-20230503x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T00:20:47.739573+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"47ca13007118ce854c59d36daf763dfddedbf48e","claim":"SAFETY INSURANCE GROUP INC reported quarter ended March 31, 2023 results: net income $12.3 million, or $0.84 per diluted share, EPS $0.84 per diluted share.","evidence_excerpt":"Net loss for the quarter ended March 31, 2023 was $12.3 million, or $0.84 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1172052/000117205223000017/0001172052-23-000017-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2023"},{"label":"Net income","value":"$12.3 million, or $0.84 per diluted share"},{"label":"EPS","value":"$0.84 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}