{"schema_version":"secwatch.filing_event.v1","accession":"0001172052-23-000027","form_type":"8-K","ticker":"SAFT","cik":"0001172052","company_name":"SAFETY INSURANCE GROUP INC","filed_at":"2023-08-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.290482+00:00","generated_at":"2026-06-12T11:45:01.603505+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Safety Insurance Q2 net income $17M ($1.15/diluted), combined ratio 101.9% vs 92.1% YoY","bullets":["Net income of $17.0M ($1.15/diluted) vs $7.9M ($0.53) in Q2 2022; non-GAAP operating income $0.80/diluted vs $1.91.","Combined ratio 101.9% for Q2 2023, driven by inflation on private passenger auto; expense ratio improved to 30.9%.","Direct written premiums grew 21.2% to $260.2M; net written premiums +20.8% to $245.0M.","Book value per share fell to $53.66 from $54.88 at Dec 2022; repurchased 74,213 shares for $5.2M in Q2.","Board declares $0.90 quarterly dividend payable Sept 15, 2023 to holders of record Sept 1, 2023 (unchanged)."],"urls":{"canonical":"https://secwatch.observer/filing/0001172052-23-000027","json":"https://secwatch.observer/filing/0001172052-23-000027.json","markdown":"https://secwatch.observer/filing/0001172052-23-000027.md","text":"https://secwatch.observer/filing/0001172052-23-000027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1172052/000117205223000027/0001172052-23-000027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1172052/000117205223000027/saft-20230802x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T11:45:01.603505+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ca44ec708aaeb5c032ec476e8deb22d4fe3bcc46","claim":"SAFETY INSURANCE GROUP INC reported the quarter ended June 30, 2023 results: revenue $202.2 million, net income $17.0 million, EPS $1.15 per diluted share.","evidence_excerpt":"million from $404.1 million for the comparable 2022 period. Net written premiums for the quarter ended June 30, 2023 increased by $42.2 million, or 20.8%, to $245.0 million from $202.7 million for the comparable 2022 period. Net written premiums for the year ended June 30, 2023 increased by $67.1 million, or 17.6%, to $447.9 million from $380.8 million for the","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1172052/000117205223000027/0001172052-23-000027-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Revenue","value":"$202.2 million"},{"label":"Net income","value":"$17.0 million"},{"label":"EPS","value":"$1.15 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"fc7b6017a55a267da720402f476a2b07fb6d666d","claim":"SAFETY INSURANCE GROUP INC reported the six months ended June 30, 2023 results: revenue $394.0 million, net income $4.7 million, EPS $0.31 per diluted share.","evidence_excerpt":"or 7.4%, to $202.2 million from $188.3 million for the comparable 2022 period. Net earned premiums for the six months ended June 30, 2023 increased by $18.5 million, or 4.9%, to $394.0 million from $375.4 million for the comparable 2022 period. For the quarter ended June 30, 2023, losses and loss adjustment expenses incurred increased by $30.8 million, or 27.3%, to","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1172052/000117205223000027/0001172052-23-000027-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Revenue","value":"$394.0 million"},{"label":"Net income","value":"$4.7 million"},{"label":"EPS","value":"$0.31 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}