{"schema_version":"secwatch.filing_event.v1","accession":"0001172052-24-000020","form_type":"8-K","ticker":"SAFT","cik":"0001172052","company_name":"SAFETY INSURANCE GROUP INC","filed_at":"2024-05-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.521870+00:00","generated_at":"2026-06-02T08:45:49.511419+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Safety Insurance Q1 net income $20.1M ($1.36 EPS) vs year-ago loss; premiums up 23%","bullets":["Net income $20.1M ($1.36 diluted EPS) vs net loss $12.3M ($0.84 loss) in Q1 2023.","Non-GAAP operating income $0.93 per share vs operating loss $0.87 per share a year ago.","Direct written premiums rose 22.7% to $267.3M; net earned premiums up 23.1% to $236.1M.","Combined ratio improved to 101.9% from 118.5% (prior year had $32.1M winter freeze losses).","Board declared $0.90 quarterly dividend, payable June 14, 2024 to holders of record June 3."],"urls":{"canonical":"https://secwatch.observer/filing/0001172052-24-000020","json":"https://secwatch.observer/filing/0001172052-24-000020.json","markdown":"https://secwatch.observer/filing/0001172052-24-000020.md","text":"https://secwatch.observer/filing/0001172052-24-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1172052/000117205224000020/0001172052-24-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1172052/000117205224000020/saft-20240508x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T08:45:49.511419+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"151c56e5bbc68917012c98cbb119004c93c15578","claim":"SAFETY INSURANCE GROUP INC reported first quarter 2024 results: net income $20.1 million, or $1.36 per diluted share.","evidence_excerpt":"Safety Insurance Group, Inc. (NASDAQ:SAFT) (“the Company” or “Safety”) today reported first quarter 2024 results.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1172052/000117205224000020/0001172052-24-000020-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2024"},{"label":"Net income","value":"$20.1 million, or $1.36 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}