---
schema_version: "secwatch.filing_event.v1"
accession: "0001172052-25-000027"
form_type: "8-K"
ticker: "SAFT"
cik: "0001172052"
company_name: "SAFETY INSURANCE GROUP INC"
filed_at: "2025-08-06T23:59:59+00:00"
generated_at: "2026-05-17T18:55:49.455424+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Safety Insurance Q2 EPS $1.95 vs $1.13 YoY; dividend raised to $0.92

## Summary
- Q2 2025 net income $28.9M ($1.95 diluted EPS) vs $16.6M ($1.13) in Q2 2024.
- Combined ratio improved to 98.1% from 99.9%; net earned premiums up 14.2% to $282.1M.
- Quarterly dividend increased to $0.92/share from $0.90, payable Sept 15, 2025 to holders of record Sept 2.
- Direct written premiums grew 9.6% to $345.8M; net investment income rose 16.5% to $15.7M.
- Book value per share climbed to $58.63 from $55.83 at Dec 31, 2024.

## SEC filing metadata
- accession: 0001172052-25-000027
- form_type: 8-K
- ticker: SAFT
- cik: 0001172052
- company_name: SAFETY INSURANCE GROUP INC
- filed_at: 2025-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1172052/000117205225000027/0001172052-25-000027-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1172052/000117205225000027/saft-20250806x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001172052-25-000027
- JSON: https://secwatch.observer/filing/0001172052-25-000027.json
- Plain text: https://secwatch.observer/filing/0001172052-25-000027.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.