secwatch.observer — SEC 8-K summary
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Issuer:     SAFETY INSURANCE GROUP INC (SAFT)
CIK:        0001172052
Form:       8-K
Filed at:   2026-02-25T23:59:59+00:00
Accession:  0001172052-26-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Safety Insurance Q4 net income $1.36/sh; full-year combined ratio 99.0% vs 101.1%
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- Q4 net income $20.1M ($1.36/diluted) vs $8.1M ($0.55) a year ago; full-year net income $99.3M ($6.70) vs $70.7M ($4.78).
- Full-year combined ratio improved to 99.0% from 101.1%; loss ratio 70.0%, expense ratio 29.0%.
- Book value per share rose 9.2% to $60.98 from $55.83; direct written premiums up 7.2% to $1,278.6M.
- Board declared $0.92 quarterly dividend (up from $0.90), payable March 13, 2026; $20M in share repurchases in Q4.
- Net investment income up 12.6% to $62.7M; net effective yield 4.0% vs 3.9% prior year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1172052/000117205226000002/0001172052-26-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1172052/000117205226000002/saft-20260225x8k.htm
  HTML page:      https://secwatch.observer/filing/0001172052-26-000002

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