{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-21-000058","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2021-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:04:17.369173+00:00","generated_at":"2026-06-30T03:59:54.907337+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Nicolet Q2 net income $18.3M ($1.77 EPS); Mackinac merger cleared, County deal announced","bullets":["Q2 2021 net income $18.3M ($1.77 diluted EPS), up 36% from Q2 2020; ROAA 1.62%.","Net interest margin expanded 14bps to 3.45%; PPP loan forgiveness accelerated.","Noninterest income $20.2M including $4.2M gain from equity IPO; expense $30.7M with $2M contract termination.","Mackinac merger received shareholder & regulatory approvals; expected to close Q3 2021.","County Bancorp merger (total assets $1.5B) announced June 22; expected close Q4 2021 subject to approvals."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-21-000058","json":"https://secwatch.observer/filing/0001174850-21-000058.json","markdown":"https://secwatch.observer/filing/0001174850-21-000058.md","text":"https://secwatch.observer/filing/0001174850-21-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485021000058/0001174850-21-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485021000058/ncbs-20210720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T03:59:54.907337+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}