---
schema_version: "secwatch.filing_event.v1"
accession: "0001174850-21-000058"
form_type: "8-K"
ticker: "NIC"
cik: "0001174850"
company_name: "NICOLET BANKSHARES INC"
filed_at: "2021-07-20T23:59:59+00:00"
generated_at: "2026-06-30T03:59:54.907337+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Nicolet Q2 net income $18.3M ($1.77 EPS); Mackinac merger cleared, County deal announced

## Summary
- Q2 2021 net income $18.3M ($1.77 diluted EPS), up 36% from Q2 2020; ROAA 1.62%.
- Net interest margin expanded 14bps to 3.45%; PPP loan forgiveness accelerated.
- Noninterest income $20.2M including $4.2M gain from equity IPO; expense $30.7M with $2M contract termination.
- Mackinac merger received shareholder & regulatory approvals; expected to close Q3 2021.
- County Bancorp merger (total assets $1.5B) announced June 22; expected close Q4 2021 subject to approvals.

## SEC filing metadata
- accession: 0001174850-21-000058
- form_type: 8-K
- ticker: NIC
- cik: 0001174850
- company_name: NICOLET BANKSHARES INC
- filed_at: 2021-07-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1174850/000117485021000058/0001174850-21-000058-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1174850/000117485021000058/ncbs-20210720.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001174850-21-000058
- JSON: https://secwatch.observer/filing/0001174850-21-000058.json
- Plain text: https://secwatch.observer/filing/0001174850-21-000058.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.