{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-22-000003","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2022-01-18T23:59:59+00:00","discovered_at":"2026-05-14T18:04:05.582227+00:00","generated_at":"2026-06-27T17:26:39.964896+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Nicolet Q4 net income $16M, EPS $1.25; closes County Bancorp acquisition adding $1.4B assets","bullets":["Q4 net income $16M ($1.25 diluted EPS) vs Q3 $8M ($0.73) and Q4 '20 $18M ($1.74).","Full year 2021 net income $61M; adjusted net income $73M ($6.57 adjusted EPS).","Completed County Bancorp merger Dec 3, adding $1.4B assets; total consideration $223M.","Completed Mackinac Financial merger Sep 3, adding $1.5B assets; total consideration $229M.","Net interest margin improved to 3.57% from 2.94% QoQ; repurchased $27.8M in Q4 stock."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-22-000003","json":"https://secwatch.observer/filing/0001174850-22-000003.json","markdown":"https://secwatch.observer/filing/0001174850-22-000003.md","text":"https://secwatch.observer/filing/0001174850-22-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485022000003/0001174850-22-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485022000003/ncbs-20220118.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T17:26:39.964896+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}