{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-22-000033","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2022-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.131892+00:00","generated_at":"2026-06-24T12:03:18.807272+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Nicolet Q2 net income $24M, EPS $1.73; Charter merger regulatory approvals received","bullets":["Net income $24M (diluted EPS $1.73) vs $18M in Q2 2021, up 31%; ROA 1.32%, ROTCE 19.21%.","Loans grew $295M (6%) from prior quarter, including $100M repurchased Ag loans; organic growth 4%.","Regulatory approvals received for Charter merger; expected to close Q3 2022 with ~1.26M shares + $38.8M cash.","Nonperforming assets declined to $42M (0.56% of assets) from $49M (0.68%) in Q1 2022.","Net interest margin improved to 3.34% from 3.23%; cost of funds up 5bps to 0.40%."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-22-000033","json":"https://secwatch.observer/filing/0001174850-22-000033.json","markdown":"https://secwatch.observer/filing/0001174850-22-000033.md","text":"https://secwatch.observer/filing/0001174850-22-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485022000033/0001174850-22-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485022000033/ncbs-20220719.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T12:03:18.807272+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}