{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-22-000046","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2022-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.820958+00:00","generated_at":"2026-06-23T01:11:27.728662+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Nicolet Q3 net income $19M ($1.29 EPS); Charter acquisition adds $1.1B assets","bullets":["Net income $19M vs $24M prior quarter; adjusted net income $25M ($1.74 adj. EPS).","Completed Charter Bankshares acquisition Aug 26 for $137M (1.26M shares + $39M cash), adding $1.1B assets.","Net interest margin up 14bps to 3.48%; organic loan growth annualized 14.2% ex-Charter.","Nonperforming assets 0.45% of total assets; net charge-offs negligible.","Noninterest expense up 17% QoQ, driven by personnel costs from wealth team investments and Charter-related expenses."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-22-000046","json":"https://secwatch.observer/filing/0001174850-22-000046.json","markdown":"https://secwatch.observer/filing/0001174850-22-000046.md","text":"https://secwatch.observer/filing/0001174850-22-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485022000046/0001174850-22-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485022000046/nic-20221025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:11:27.728662+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}