{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-23-000004","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2023-01-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.042172+00:00","generated_at":"2026-06-20T14:30:57.215654+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Nicolet reports Q4 net income $28M ($1.83 EPS); full-year net income $94M ($6.56 EPS)","bullets":["Adjusted Q4 EPS $1.84; full-year adjusted EPS $6.90; record net income of $94M for 2022.","Net interest income Q4 $68M, up $5M QoQ; full-year $240M, up $82M vs 2021.","Total loans $6.2B, up 34% YoY; organic loan growth 14% excluding acquisitions and repurchases.","Total deposits $7.2B, down 3% QoQ; nonperforming assets 0.46% of total assets.","Completed Charter acquisition in August 2022 adding $1.1B assets, $827M loans, $869M deposits."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-23-000004","json":"https://secwatch.observer/filing/0001174850-23-000004.json","markdown":"https://secwatch.observer/filing/0001174850-23-000004.md","text":"https://secwatch.observer/filing/0001174850-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485023000004/0001174850-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485023000004/nic-20230117.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T14:30:57.215654+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"31778418dbb6bd264c5bb930dceaf97645735df9","claim":"NICOLET BANKSHARES INC reported the quarter and year ended December 31, 2022 results: net income $28 million, EPS $1.83.","evidence_excerpt":"On January 17, 2023, Nicolet Bankshares, Inc. (“Nicolet”) announced its earnings for the quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1174850/000117485023000004/0001174850-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2022"},{"label":"Net income","value":"$28 million"},{"label":"EPS","value":"$1.83"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}