secwatch.observer — SEC 8-K summary
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Issuer:     NICOLET BANKSHARES INC (NIC)
CIK:        0001174850
Form:       8-K
Filed at:   2023-01-17T23:59:59+00:00
Accession:  0001174850-23-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Nicolet reports Q4 net income $28M ($1.83 EPS); full-year net income $94M ($6.56 EPS)
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- Adjusted Q4 EPS $1.84; full-year adjusted EPS $6.90; record net income of $94M for 2022.
- Net interest income Q4 $68M, up $5M QoQ; full-year $240M, up $82M vs 2021.
- Total loans $6.2B, up 34% YoY; organic loan growth 14% excluding acquisitions and repurchases.
- Total deposits $7.2B, down 3% QoQ; nonperforming assets 0.46% of total assets.
- Completed Charter acquisition in August 2022 adding $1.1B assets, $827M loans, $869M deposits.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1174850/000117485023000004/0001174850-23-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1174850/000117485023000004/nic-20230117.htm
  HTML page:      https://secwatch.observer/filing/0001174850-23-000004

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer