{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-23-000027","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2023-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.306921+00:00","generated_at":"2026-06-13T06:51:06.735546+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Nicolet Bankshares Q2 net income $23M, EPS $1.51, NIM expands to 3.14%","bullets":["Net income of $23M ($1.51 diluted EPS) vs net loss $9M in Q1 2023; down from $24M in Q2 2022.","Net interest margin 3.14%, up 23 bps from Q1; net interest income $59M.","Nonperforming assets fell to 0.32% of total assets from 0.50% after nonaccrual loan sale.","First quarterly cash dividend of $0.25 per share paid in Q2.","Q1 loss driven by sale of $500M Treasury securities for $38M pre-tax loss as part of balance sheet repositioning."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-23-000027","json":"https://secwatch.observer/filing/0001174850-23-000027.json","markdown":"https://secwatch.observer/filing/0001174850-23-000027.md","text":"https://secwatch.observer/filing/0001174850-23-000027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485023000027/0001174850-23-000027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485023000027/nic-20230718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T06:51:06.735546+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b0dc1d912f40f59342af45e9bb4b06e69af63731","claim":"NICOLET BANKSHARES INC reported second quarter 2023 results: net income net income of $23 million, EPS earnings per diluted common share of $1.51.","evidence_excerpt":"Nicolet Bankshares, Inc. (NYSE: NIC) (\"Nicolet\") announced second quarter 2023 net income of $23 million and earnings per diluted common share of $1.51","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1174850/000117485023000027/0001174850-23-000027-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter 2023"},{"label":"Net income","value":"net income of $23 million"},{"label":"EPS","value":"earnings per diluted common share of $1.51"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"ee85ab0915d5dbf697ef332b2a6427d8bb9299f2","claim":"NICOLET BANKSHARES INC reported six months ended June 30, 2023 results: net income Net income ... was $14 million, EPS earnings per diluted common share of $0.91.","evidence_excerpt":"Net income for the six months ended June 30, 2023 was $14 million and earnings per diluted common share of $0.91","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1174850/000117485023000027/0001174850-23-000027-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"six months ended June 30, 2023"},{"label":"Net income","value":"Net income ... was $14 million"},{"label":"EPS","value":"earnings per diluted common share of $0.91"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}