{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-24-000003","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2024-01-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.562420+00:00","generated_at":"2026-06-06T22:58:58.366462+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Nicolet Q4 net income $31M, EPS $2.02; core net income highest in 23 years","bullets":["Q4 net income $31M (EPS $2.02) vs Q3 $17M ($1.14); adjusted net income $28M.","Net interest margin 3.30%, up 14 bps QoQ; loan growth $115M (2%).","Nonperforming assets 0.33% of assets, down from 0.37% Q3; tangible common equity 7.98%.","Full-year 2023 net income $62M ($4.08 EPS) vs 2022 $94M ($6.56); adjusted $101M vs $99M.","CEO cites highest quarterly core net income in history; momentum into 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-24-000003","json":"https://secwatch.observer/filing/0001174850-24-000003.json","markdown":"https://secwatch.observer/filing/0001174850-24-000003.md","text":"https://secwatch.observer/filing/0001174850-24-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485024000003/0001174850-24-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485024000003/nic-20240116.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T22:58:58.366462+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"430e2299fc3ea1e35ab4146dd8c1925acbd752a7","claim":"NICOLET BANKSHARES INC reported the quarter and year ended December 31, 2023 results: net income Net income of $31 million, EPS earnings per diluted common share of $2.02.","evidence_excerpt":"On January 16, 2024, Nicolet Bankshares, Inc. (“Nicolet”) announced its earnings for the quarter and year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1174850/000117485024000003/0001174850-24-000003-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2023"},{"label":"Net income","value":"Net income of $31 million"},{"label":"EPS","value":"earnings per diluted common share of $2.02"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"c636ecccdf2e239acf6d58f9701c19b69f2b61a7","claim":"NICOLET BANKSHARES INC reported the year ended December 31, 2023 results: net income Net income of $62 million, EPS earnings per diluted common share of $4.08.","evidence_excerpt":"Net income for the year ended December 31, 2023 was $62 million and earnings per diluted common share of $4.08","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1174850/000117485024000003/0001174850-24-000003-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Net income","value":"Net income of $62 million"},{"label":"EPS","value":"earnings per diluted common share of $4.08"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}