{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-24-000022","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2024-04-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.536915+00:00","generated_at":"2026-06-03T22:03:41.231807+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Nicolet Bankshares Q1 2024 net income $28M, EPS $1.82; adjusted net income $26M","bullets":["Net income $28M ($1.82 diluted EPS) vs $31M ($2.02) in Q4 2023 and net loss $9M in Q1 2023.","Adjusted net income (non-GAAP) $26M vs $28M in Q4 2023.","Tangible common equity ratio 8.33%, tangible book value per share $44.91.","Net interest margin 3.26%, yield on interest-earning assets 5.44%, cost of funds 3.01%.","Nonperforming assets stable at 0.33% of total assets; net charge-offs negligible."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-24-000022","json":"https://secwatch.observer/filing/0001174850-24-000022.json","markdown":"https://secwatch.observer/filing/0001174850-24-000022.md","text":"https://secwatch.observer/filing/0001174850-24-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485024000022/0001174850-24-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485024000022/nic-20240416.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T22:03:41.231807+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a6892fd2d8db147ee04972bd12c7aa21c4ab8ff9","claim":"NICOLET BANKSHARES INC reported first quarter 2024 results: net income net income of $28 million, EPS earnings per diluted common share of $1.82.","evidence_excerpt":"Nicolet Bankshares, Inc. (NYSE: NIC) (“Nicolet”) announced first quarter 2024 net income of $28 million and earnings per diluted common share of $1.82","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1174850/000117485024000022/0001174850-24-000022-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2024"},{"label":"Net income","value":"net income of $28 million"},{"label":"EPS","value":"earnings per diluted common share of $1.82"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}