{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-24-000043","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2024-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.843032+00:00","generated_at":"2026-05-30T14:25:01.855375+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Nicolet Q3 net income $33M, EPS $2.10; asset quality improves","bullets":["Net income $33M ($2.10 EPS) in Q3 2024 vs $29M ($1.92) Q2 2024 and $17M ($1.14) Q3 2023.","YTD 2024 net income $90M ($5.84 EPS) vs $31M ($2.05) in 9M 2023; adjusted net income $87M.","Tangible common equity to tangible assets rose 64 bps to 9.21%; unrealized securities losses declined.","Nonperforming assets hit 31 bps, lowest in 3+ years; annualized net charge-offs only 2 bps of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-24-000043","json":"https://secwatch.observer/filing/0001174850-24-000043.json","markdown":"https://secwatch.observer/filing/0001174850-24-000043.md","text":"https://secwatch.observer/filing/0001174850-24-000043.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485024000043/0001174850-24-000043-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485024000043/nic-20241015.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T14:25:01.855375+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}