---
schema_version: "secwatch.filing_event.v1"
accession: "0001174850-24-000043"
form_type: "8-K"
ticker: "NIC"
cik: "0001174850"
company_name: "NICOLET BANKSHARES INC"
filed_at: "2024-10-15T23:59:59+00:00"
generated_at: "2026-05-30T14:25:01.855375+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Nicolet Q3 net income $33M, EPS $2.10; asset quality improves

## Summary
- Net income $33M ($2.10 EPS) in Q3 2024 vs $29M ($1.92) Q2 2024 and $17M ($1.14) Q3 2023.
- YTD 2024 net income $90M ($5.84 EPS) vs $31M ($2.05) in 9M 2023; adjusted net income $87M.
- Tangible common equity to tangible assets rose 64 bps to 9.21%; unrealized securities losses declined.
- Nonperforming assets hit 31 bps, lowest in 3+ years; annualized net charge-offs only 2 bps of loans.

## SEC filing metadata
- accession: 0001174850-24-000043
- form_type: 8-K
- ticker: NIC
- cik: 0001174850
- company_name: NICOLET BANKSHARES INC
- filed_at: 2024-10-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1174850/000117485024000043/0001174850-24-000043-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1174850/000117485024000043/nic-20241015.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001174850-24-000043
- JSON: https://secwatch.observer/filing/0001174850-24-000043.json
- Plain text: https://secwatch.observer/filing/0001174850-24-000043.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.