secwatch.observer — SEC 8-K summary
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Issuer:     NICOLET BANKSHARES INC (NIC)
CIK:        0001174850
Form:       8-K
Filed at:   2024-10-15T23:59:59+00:00
Accession:  0001174850-24-000043
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Nicolet Q3 net income $33M, EPS $2.10; asset quality improves
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- Net income $33M ($2.10 EPS) in Q3 2024 vs $29M ($1.92) Q2 2024 and $17M ($1.14) Q3 2023.
- YTD 2024 net income $90M ($5.84 EPS) vs $31M ($2.05) in 9M 2023; adjusted net income $87M.
- Tangible common equity to tangible assets rose 64 bps to 9.21%; unrealized securities losses declined.
- Nonperforming assets hit 31 bps, lowest in 3+ years; annualized net charge-offs only 2 bps of loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1174850/000117485024000043/0001174850-24-000043-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1174850/000117485024000043/nic-20241015.htm
  HTML page:      https://secwatch.observer/filing/0001174850-24-000043

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer