secwatch.observer — SEC 8-K summary
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Issuer:     NICOLET BANKSHARES INC (NIC)
CIK:        0001174850
Form:       8-K
Filed at:   2025-01-21T23:59:59+00:00
Accession:  0001174850-25-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Nicolet Bankshares Q4 net income $34M, EPS $2.19; full-year net income $124M, NIM expands 29bps
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- Q4 2024 net income $34M ($2.19 diluted EPS) vs Q3 2024 $33M ($2.10) and Q4 2023 $31M ($2.02).
- Full-year 2024 net income $124M ($8.05 EPS); adjusted net income $121M vs 2023 GAAP $62M, adjusted $101M.
- Net interest margin 3.47% for 2024, up 29 bps from 2023; tangible common equity to tangible assets 9.33%.
- Year-end total assets $8.8B, up $328M (4%) YoY, driven by strong core earnings.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1174850/000117485025000002/0001174850-25-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1174850/000117485025000002/nic-20250121.htm
  HTML page:      https://secwatch.observer/filing/0001174850-25-000002

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer