{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-25-000020","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2025-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.702764+00:00","generated_at":"2026-05-23T14:14:05.348933+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Nicolet Bankshares Q1 net income $33M, EPS $2.08; board adds $60M to buyback","bullets":["Net income $33M ($2.08 diluted EPS) vs. $28M ($1.82) in Q1 2024; net interest margin 3.58%.","Loans grew $119M (2%) from year-end; core deposits up $62M (1%); total assets $9.0B.","Repurchased 233,207 shares for $26M in Q1; board approved $60M additional buyback on Apr 15.","Nonperforming assets $29M (0.33% of assets); allowance for credit losses $67M (1.00% of loans).","CEO cites top-quartile profitability, disciplined growth, and M&A patience while focusing on buybacks."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-25-000020","json":"https://secwatch.observer/filing/0001174850-25-000020.json","markdown":"https://secwatch.observer/filing/0001174850-25-000020.md","text":"https://secwatch.observer/filing/0001174850-25-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485025000020/0001174850-25-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485025000020/nic-20250415.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T14:14:05.348933+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}