{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-25-000033","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2025-07-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.486724+00:00","generated_at":"2026-05-18T06:25:50.924352+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Nicolet reports record Q2 net income of $36M; EPS $2.34, up from $2.08 in Q1","bullets":["Net income $36M, EPS $2.34 vs $33M ($2.08) in Q1 2025 and $29M ($1.92) in Q2 2024.","Net interest margin 3.72%, up 14 bps sequentially; ROAA 1.62%, highest since March 2023 restructuring.","Loan growth of $94M (5.6% annualized) and core deposit growth of $68M (4.1% annualized).","Repurchased 257,402 shares for $30M during Q2; nonperforming assets 0.32% of total assets.","CEO cites solid performance across loans, deposits, and mortgage; profitability near top decile of community banks."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-25-000033","json":"https://secwatch.observer/filing/0001174850-25-000033.json","markdown":"https://secwatch.observer/filing/0001174850-25-000033.md","text":"https://secwatch.observer/filing/0001174850-25-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485025000033/0001174850-25-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485025000033/nic-20250715.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:25:50.924352+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}