{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-25-000055","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.931897+00:00","generated_at":"2026-05-17T02:27:02.672732+00:00","sec_items":["1.01","7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Nicolet Bankshares to acquire MidWest One Financial in $864M all-stock merger","bullets":["Exchange ratio 0.3175 NIC shares per MOFG share; aggregate consideration ~$864M or $41.37/share based on NIC close of $130.31 on Oct 22.","Pro forma combined company: $15.3B assets, $13.1B deposits, $11.3B loans; >110 branches across Upper Midwest, Denver, and Naples.","Transaction expected to close in first half 2026, subject to shareholder and regulatory approvals; both boards unanimously approved.","Estimated ~37% accretive to 2026 EPS (excluding charges); mildly dilutive to TBV with negligible earnback period.","Combined board: 8 directors from Nicolet (including CEO Mike Daniels) and 4 from MidWest One; all directors and named officers entered support agreements."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-25-000055","json":"https://secwatch.observer/filing/0001174850-25-000055.json","markdown":"https://secwatch.observer/filing/0001174850-25-000055.md","text":"https://secwatch.observer/filing/0001174850-25-000055.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485025000055/0001174850-25-000055-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485025000055/nic-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:27:02.672732+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}