{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-26-000004","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2026-01-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.641364+00:00","generated_at":"2026-05-16T09:30:40.162148+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Nicolet reports record 2025 net income $151M; EPS $9.78; dividend $0.32; merger with MidWest One on track","bullets":["Record full-year 2025 net income $151M (vs. $124M in 2024); diluted EPS $9.78, up 21.5% YoY.","Q4 2025 net income $40M, EPS $2.65; net interest margin 3.86% unchanged QoQ.","Core deposits grew $497M (7%) YoY; loans grew $210M (3%); NIM expanded 29 bps to 3.76% for full year.","Quarterly dividend declared: $0.32/share, payable March 16, 2026; record date March 2, 2026.","Merger with MidWest One expected to close Q1 2026 pending regulatory and shareholder approvals."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-26-000004","json":"https://secwatch.observer/filing/0001174850-26-000004.json","markdown":"https://secwatch.observer/filing/0001174850-26-000004.md","text":"https://secwatch.observer/filing/0001174850-26-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485026000004/0001174850-26-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485026000004/nic-20260120.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:30:40.162148+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}