{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-26-000157","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2026-07-21T20:16:05+00:00","discovered_at":"2026-07-21T20:17:04.305623+00:00","generated_at":"2026-07-21T20:17:18.155048+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Nicolet Q2 net income $57M ($2.62 EPS); core EPS $2.99; declares $0.36 dividend; $150M buyback authorized","bullets":["Net income $57M ($2.62 diluted EPS) vs Q1 $15M ($0.81); core net income $65M ($2.99 core EPS).","Net interest margin expanded to 4.14% from Q1; driven by loan purchase accretion and lower deposit costs.","Repurchased 267,310 shares for $40M in Q2; board authorized $150M additional repurchases.","Declared quarterly dividend $0.36/share, payable Sept 15, record Sept 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-26-000157","json":"https://secwatch.observer/filing/0001174850-26-000157.json","markdown":"https://secwatch.observer/filing/0001174850-26-000157.md","text":"https://secwatch.observer/filing/0001174850-26-000157.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485026000157/0001174850-26-000157-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485026000157/nic-20260721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T20:17:18.155048+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}