{"schema_version":"secwatch.filing_event.v1","accession":"0001174850-26-000172","form_type":"8-K","ticker":"NIC","cik":"0001174850","company_name":"NICOLET BANKSHARES INC","filed_at":"2026-10-20T20:16:33+00:00","discovered_at":"2026-10-20T20:17:00.233733+00:00","generated_at":"2026-10-20T20:17:04.544521+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Nicolet Bankshares Q3 2026 net income $64M, core $68M; EPS $2.96, core $3.15; dividend $0.36","bullets":["Net income $64M ($68M core) vs $57M ($65M core) in Q2 2026; diluted EPS $2.96 ($3.15 core) vs $2.62 ($2.99 core).","Net interest margin expanded to 4.19% in Q3 2026 from 4.14% in Q2 2026.","Completed MidWestOne integration and core systems conversion; sold Denver branches and moved both wealth management platforms to a common operating system.","Declared quarterly cash dividend of $0.36 per share, payable Dec. 15, 2026, to shareholders of record Dec. 1, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001174850-26-000172","json":"https://secwatch.observer/filing/0001174850-26-000172.json","markdown":"https://secwatch.observer/filing/0001174850-26-000172.md","text":"https://secwatch.observer/filing/0001174850-26-000172.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1174850/000117485026000172/0001174850-26-000172-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1174850/000117485026000172/nic-20261020.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-20T20:17:04.544521+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}