---
schema_version: "secwatch.filing_event.v1"
accession: "0001174850-26-000172"
form_type: "8-K"
ticker: "NIC"
cik: "0001174850"
company_name: "NICOLET BANKSHARES INC"
filed_at: "2026-10-20T20:16:33+00:00"
generated_at: "2026-10-20T20:17:04.544521+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Nicolet Bankshares Q3 2026 net income $64M, core $68M; EPS $2.96, core $3.15; dividend $0.36

## Summary
- Net income $64M ($68M core) vs $57M ($65M core) in Q2 2026; diluted EPS $2.96 ($3.15 core) vs $2.62 ($2.99 core).
- Net interest margin expanded to 4.19% in Q3 2026 from 4.14% in Q2 2026.
- Completed MidWestOne integration and core systems conversion; sold Denver branches and moved both wealth management platforms to a common operating system.
- Declared quarterly cash dividend of $0.36 per share, payable Dec. 15, 2026, to shareholders of record Dec. 1, 2026.

## SEC filing metadata
- accession: 0001174850-26-000172
- form_type: 8-K
- ticker: NIC
- cik: 0001174850
- company_name: NICOLET BANKSHARES INC
- filed_at: 2026-10-20T20:16:33+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1174850/000117485026000172/0001174850-26-000172-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1174850/000117485026000172/nic-20261020.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001174850-26-000172
- JSON: https://secwatch.observer/filing/0001174850-26-000172.json
- Plain text: https://secwatch.observer/filing/0001174850-26-000172.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.