{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-21-000748","form_type":"8-K","ticker":"NODK","cik":"0001681206","company_name":"NI Holdings, Inc.","filed_at":"2021-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:19.143632+00:00","generated_at":"2026-06-29T22:41:45.201728+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NI Holdings Q2 net loss of $2.6M vs profit $18.7M a year ago; combined ratio worsens","bullets":["Net loss of $2.644M (-$0.12 per share) vs net income of $18.733M ($0.86) in Q2 2020.","Direct written premiums grew 11.4% to $125.6M, driven by commercial and non-standard auto.","Combined ratio deteriorated to 113.4% from 87.8% on higher weather losses, auto frequency, and drought.","Shareholders' equity up 8.1% to $350.9M; 118,531 shares repurchased for $2.267M in H1 2021.","No earnings conference call held; management cites expected improvement in second half."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-21-000748","json":"https://secwatch.observer/filing/0001174947-21-000748.json","markdown":"https://secwatch.observer/filing/0001174947-21-000748.md","text":"https://secwatch.observer/filing/0001174947-21-000748.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1681206/000117494721000748/0001174947-21-000748-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1681206/000117494721000748/form8k-26483_nih.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T22:41:45.201728+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}