{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-21-001003","form_type":"8-K","ticker":"NODK","cik":"0001681206","company_name":"NI Holdings, Inc.","filed_at":"2021-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:04:13.659847+00:00","generated_at":"2026-06-28T12:12:57.069112+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"NI Holdings Q3 net loss $4.7M (-$0.22/sh) vs net income $3.7M a year ago; combined ratio 110.9%","bullets":["Net loss attributable of $4.7M (-$0.22/sh) vs net income $3.7M ($0.17/sh) in prior-year Q3.","Direct written premiums +0.9% to $68.9M; net earned premiums +12.0% to $82.2M.","Combined ratio worsened to 110.9% from 103.6%, driven by weather, auto claims frequency, and drought on crop segment.","After-tax decrease of $2.0M in net unrealized gains on equity securities hurt EPS by -$0.25 vs prior-year quarter.","New $5M share repurchase authorization approved; 49,862 shares repurchased in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-21-001003","json":"https://secwatch.observer/filing/0001174947-21-001003.json","markdown":"https://secwatch.observer/filing/0001174947-21-001003.md","text":"https://secwatch.observer/filing/0001174947-21-001003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1681206/000117494721001003/0001174947-21-001003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1681206/000117494721001003/form8k-26917_nodk.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T12:12:57.069112+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}