{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-22-000639","form_type":"8-K","ticker":"NODK","cik":"0001681206","company_name":"NI Holdings, Inc.","filed_at":"2022-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:04:01.817592+00:00","generated_at":"2026-06-25T23:02:48.764409+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"NI Holdings Q1 net income drops 80% to $1.9M ($0.09/sh) on investment losses","bullets":["Net income of $1.9M ($0.09/sh) vs $9.7M ($0.45/sh) prior-year, down 80.3%.","Combined ratio improved to 91.3% from 92.1%; underwriting gain up 20.9% to $6.1M.","ROE fell to 2.3% from 11.2% due to unrealized investment losses from rising rates and equity markets.","Direct written premiums grew 4.3% to $75.5M; shareholders' equity down 4.4% to $332.3M.","Repurchased 54,872 shares at avg $18.17 for $1.0M during the quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-22-000639","json":"https://secwatch.observer/filing/0001174947-22-000639.json","markdown":"https://secwatch.observer/filing/0001174947-22-000639.md","text":"https://secwatch.observer/filing/0001174947-22-000639.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1681206/000117494722000639/0001174947-22-000639-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1681206/000117494722000639/form8k-27983_nodk.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T23:02:48.764409+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}