{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-22-000851","form_type":"8-K","ticker":"MGYR","cik":"0001337068","company_name":"Magyar Bancorp, Inc.","filed_at":"2022-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.457128+00:00","generated_at":"2026-06-24T08:37:41.504509+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Magyar Bancorp Q3 net income up 27% to $2.1M; EPS $0.31; declares $0.03 dividend","bullets":["Net income for Q3 ended June 30, 2022: $2.117M vs $1.668M YoY (+26.9%).","Diluted EPS $0.31 (vs $0.24); nine-month EPS $0.81 (vs $0.64).","Net interest margin improved 18 bps to 3.72% for Q3.","Board declared $0.03 per share cash dividend, payable Aug 18, 2022 to holders of record Aug 4."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-22-000851","json":"https://secwatch.observer/filing/0001174947-22-000851.json","markdown":"https://secwatch.observer/filing/0001174947-22-000851.md","text":"https://secwatch.observer/filing/0001174947-22-000851.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1337068/000117494722000851/0001174947-22-000851-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1337068/000117494722000851/form8k-28431_mgyr.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T08:37:41.504509+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}