---
schema_version: "secwatch.filing_event.v1"
accession: "0001174947-22-000921"
form_type: "8-K"
ticker: "NODK"
cik: "0001681206"
company_name: "NI Holdings, Inc."
filed_at: "2022-08-04T23:59:59+00:00"
generated_at: "2026-06-24T04:14:51.423240+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# NI Holdings reports Q2 net loss of $45.9M driven by $49.1M catastrophe losses

## Summary
- Net loss of $45.9M vs $2.6M loss in Q2 2021; diluted EPS loss of $2.15.
- Direct written premiums grew 15.5% to $145.0M, led by Crop, Commercial, and Non-Standard Auto.
- Underwriting loss of $50.3M from $49.1M pre-tax catastrophe losses (prior year $10.0M).
- Net investment losses of $11.1M vs gains of $4.7M a year ago, due to equity market conditions.
- Repurchased 56,372 shares at avg $16.58 for $0.9M during the quarter.

## SEC filing metadata
- accession: 0001174947-22-000921
- form_type: 8-K
- ticker: NODK
- cik: 0001681206
- company_name: NI Holdings, Inc.
- filed_at: 2022-08-04T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1681206/000117494722000921/0001174947-22-000921-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1681206/000117494722000921/form8k-28450_nodk.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001174947-22-000921
- JSON: https://secwatch.observer/filing/0001174947-22-000921.json
- Plain text: https://secwatch.observer/filing/0001174947-22-000921.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.