{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-23-000025","form_type":"8-K","ticker":"ENBP","cik":"0001437479","company_name":"ENB Financial Corp","filed_at":"2023-01-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.989583+00:00","generated_at":"2026-06-20T12:21:49.116627+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"ENB Financial Q4 net income up 79% to $4.87M; full-year net income down 2%","bullets":["Q4 2022 net income $4.87M ($0.88 EPS) vs $2.72M ($0.49 EPS) in Q4 2021.","Full-year 2022 net income $14.63M ($2.62 EPS) vs $14.92M ($2.68 EPS) in 2021.","Net interest income rose 35.7% in Q4 and 24.7% for the year; no loan loss provision in Q4.","Total loans grew 29.3% to $1.19B; stockholders' equity fell 29.1% to $97.3M due to unrealized losses.","Q4 ROA 1.05% (up from 0.66%) and ROE 21.73% (up from 7.99%) compared to year-ago quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-23-000025","json":"https://secwatch.observer/filing/0001174947-23-000025.json","markdown":"https://secwatch.observer/filing/0001174947-23-000025.md","text":"https://secwatch.observer/filing/0001174947-23-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1437479/000117494723000025/0001174947-23-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1437479/000117494723000025/form8k-29266_enbf.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T12:21:49.116627+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6a696be8e42a6f07e7dd9e94e6f1fcd95160907d","claim":"ENB Financial Corp reported fourth quarter of 2022 results: net income 4,873,000, EPS 0.88.","evidence_excerpt":"ENB Financial Corp Reports Fourth Quarter 2022 Results (January 19, 2023) -- Ephrata, PA – ENB Financial Corp (OTCQX: ENBP), the bank holding company for Ephrata National Bank, reports net income for the fourth quarter of 2022 of $4,873,000, a $2,152,000, or 79.1% increase, from the $2,721,000 earned during the fourth quarter of 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1437479/000117494723000025/0001174947-23-000025-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2022"},{"label":"Net income","value":"4,873,000"},{"label":"EPS","value":"0.88"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}