{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-23-001342","form_type":"8-K","ticker":"NODK","cik":"0001681206","company_name":"NI Holdings, Inc.","filed_at":"2023-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.046480+00:00","generated_at":"2026-06-08T16:05:05.195433+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"NI Holdings reports Q3 EPS $0.01 vs loss $0.47; combined ratio improves to 102% from 114.4%","bullets":["Net income of $231K vs net loss of $9.985M in Q3 2022; diluted EPS $0.01.","Direct written premiums $81.2M, flat YoY; net earned premiums $90.8M, up 1.4%.","Combined ratio 102.0% vs 114.4%; loss ratio improved to 70.0% from 88.1%.","Repurchased 310,385 shares for $4.0M at avg $12.86 per share.","Net investment income rose to $2.8M from $2.0M, driven by higher reinvestment rates."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-23-001342","json":"https://secwatch.observer/filing/0001174947-23-001342.json","markdown":"https://secwatch.observer/filing/0001174947-23-001342.md","text":"https://secwatch.observer/filing/0001174947-23-001342.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1681206/000117494723001342/0001174947-23-001342-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1681206/000117494723001342/form8k-30986_nodk.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T16:05:05.195433+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c7c391f0e338512d17892d7d0ddf69d32233e35a","claim":"NI Holdings, Inc. reported financial results for the quarter ended September 30, 2023.","evidence_excerpt":"On November 7, 2023, the Company issued a press release announcing its financial results for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1681206/000117494723001342/0001174947-23-001342-index.htm","confidence":0.97,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}