{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-24-000363","form_type":"8-K","ticker":"NODK","cik":"0001681206","company_name":"NI Holdings, Inc.","filed_at":"2024-03-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.096928+00:00","generated_at":"2026-06-04T17:26:47.279602+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NI Holdings Q4 net income $6.6M ($0.32 EPS), full-year loss narrows to $0.26/sh","bullets":["Direct written premiums Q4 up 16.2% to $102.4M; full year up 7.4% to $418.4M.","Q4 combined ratio improved 23.5 pts to 85.9%; full year improved 16.5 pts to 103.4%.","Q4 net investment income $2.8M (Q4 2022: $2.5M); full year $10.5M vs $7.8M.","Full-year net loss of $5.5M versus $53.1M in 2022, driven by improved underwriting.","Repurchased 548,549 shares for $7.3M at avg price $13.15 in 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-24-000363","json":"https://secwatch.observer/filing/0001174947-24-000363.json","markdown":"https://secwatch.observer/filing/0001174947-24-000363.md","text":"https://secwatch.observer/filing/0001174947-24-000363.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1681206/000117494724000363/0001174947-24-000363-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1681206/000117494724000363/form8k-31592_nodak.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T17:26:47.279602+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dbe89745f2c06b4b3748463a97bce821396980c2","claim":"NI Holdings, Inc. reported financial results for quarter and year ended December 31, 2023.","evidence_excerpt":"On March 15, 2024, the Company issued a press release announcing its financial results for the quarter and year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1681206/000117494724000363/0001174947-24-000363-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter and year ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}