---
schema_version: "secwatch.filing_event.v1"
accession: "0001174947-24-000363"
form_type: "8-K"
ticker: "NODK"
cik: "0001681206"
company_name: "NI Holdings, Inc."
filed_at: "2024-03-15T23:59:59+00:00"
generated_at: "2026-06-04T17:26:47.279602+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NI Holdings Q4 net income $6.6M ($0.32 EPS), full-year loss narrows to $0.26/sh

## Summary
- Direct written premiums Q4 up 16.2% to $102.4M; full year up 7.4% to $418.4M.
- Q4 combined ratio improved 23.5 pts to 85.9%; full year improved 16.5 pts to 103.4%.
- Q4 net investment income $2.8M (Q4 2022: $2.5M); full year $10.5M vs $7.8M.
- Full-year net loss of $5.5M versus $53.1M in 2022, driven by improved underwriting.
- Repurchased 548,549 shares for $7.3M at avg price $13.15 in 2023.

## SEC filing metadata
- accession: 0001174947-24-000363
- form_type: 8-K
- ticker: NODK
- cik: 0001681206
- company_name: NI Holdings, Inc.
- filed_at: 2024-03-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1681206/000117494724000363/0001174947-24-000363-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1681206/000117494724000363/form8k-31592_nodak.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001174947-24-000363
- JSON: https://secwatch.observer/filing/0001174947-24-000363.json
- Plain text: https://secwatch.observer/filing/0001174947-24-000363.txt

## Key facts
- Earnings Releases
  NI Holdings, Inc. reported financial results for quarter and year ended December 31, 2023.
  - Period: quarter and year ended December 31, 2023
  - Result: reported results
  source text: On March 15, 2024, the Company issued a press release announcing its financial results for the quarter and year ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1681206/000117494724000363/0001174947-24-000363-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.