{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-24-000724","form_type":"8-K","ticker":"NODK","cik":"0001681206","company_name":"NI Holdings, Inc.","filed_at":"2024-05-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:19.562394+00:00","generated_at":"2026-06-02T06:21:47.475539+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NI Holdings Q1 net income $6.4M vs loss; combined ratio improves to 97.2%","bullets":["Direct written premiums up 13.4% to $102.7M, led by Non-Standard Auto (+23.2%) and Home & Farm (+13.1%).","Combined ratio improved to 97.2% from 112.2% a year ago, driven by rate increases and lower weather losses.","EPS of $0.31 vs -$0.20; net income attributable to NI Holdings of $6.4M vs -$4.2M.","Net investment income rose to $3.6M on higher fixed-income reinvestment rates; net investment gain $1.8M."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-24-000724","json":"https://secwatch.observer/filing/0001174947-24-000724.json","markdown":"https://secwatch.observer/filing/0001174947-24-000724.md","text":"https://secwatch.observer/filing/0001174947-24-000724.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1681206/000117494724000724/0001174947-24-000724-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1681206/000117494724000724/form8k-32190_nodk.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T06:21:47.475539+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"764e6291c3001939d086ff9d491f15cdbc985826","claim":"NI Holdings, Inc. reported financial results for the quarter ended March 31, 2024.","evidence_excerpt":"On May 9, 2024, the Company issued a press release announcing its financial results for the quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1681206/000117494724000724/0001174947-24-000724-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}