{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-24-000979","form_type":"8-K","ticker":"NODK","cik":"0001681206","company_name":"NI Holdings, Inc.","filed_at":"2024-08-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.091688+00:00","generated_at":"2026-05-31T11:02:28.935082+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NI Holdings Q2 net loss of $16.2M; combined ratio 113.7%; closed sale of Westminster","bullets":["Basic loss per share from continuing ops ($0.36) vs ($0.12) YoY; net loss $16.2M vs $8.1M.","Combined ratio 113.7% (107.1% prior year) on weather losses and unfavorable reserve development.","Direct written premiums down 2.6% to $118.5M; Non-Standard Auto grew 26.4%, Home & Farm up 11.5%.","Closed sale of Westminster American Insurance, one-time after-tax loss of $7.8M.","Net investment income rose 31.2% to $2.5M on higher reinvestment rates."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-24-000979","json":"https://secwatch.observer/filing/0001174947-24-000979.json","markdown":"https://secwatch.observer/filing/0001174947-24-000979.md","text":"https://secwatch.observer/filing/0001174947-24-000979.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1681206/000117494724000979/0001174947-24-000979-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1681206/000117494724000979/form8k-32669_nodk.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T11:02:28.935082+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}