---
schema_version: "secwatch.filing_event.v1"
accession: "0001174947-24-000979"
form_type: "8-K"
ticker: "NODK"
cik: "0001681206"
company_name: "NI Holdings, Inc."
filed_at: "2024-08-08T23:59:59+00:00"
generated_at: "2026-05-31T11:02:28.935082+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NI Holdings Q2 net loss of $16.2M; combined ratio 113.7%; closed sale of Westminster

## Summary
- Basic loss per share from continuing ops ($0.36) vs ($0.12) YoY; net loss $16.2M vs $8.1M.
- Combined ratio 113.7% (107.1% prior year) on weather losses and unfavorable reserve development.
- Direct written premiums down 2.6% to $118.5M; Non-Standard Auto grew 26.4%, Home & Farm up 11.5%.
- Closed sale of Westminster American Insurance, one-time after-tax loss of $7.8M.
- Net investment income rose 31.2% to $2.5M on higher reinvestment rates.

## SEC filing metadata
- accession: 0001174947-24-000979
- form_type: 8-K
- ticker: NODK
- cik: 0001681206
- company_name: NI Holdings, Inc.
- filed_at: 2024-08-08T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1681206/000117494724000979/0001174947-24-000979-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1681206/000117494724000979/form8k-32669_nodk.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001174947-24-000979
- JSON: https://secwatch.observer/filing/0001174947-24-000979.json
- Plain text: https://secwatch.observer/filing/0001174947-24-000979.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.