{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-25-000652","form_type":"8-K","ticker":"MGYR","cik":"0001337068","company_name":"Magyar Bancorp, Inc.","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.014847+00:00","generated_at":"2026-05-23T02:07:41.905101+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Magyar Bancorp reports 41% net income increase and declares $0.06 dividend","bullets":["Net income for Q2 ended March 31, 2025 rose 41.3% to $2.7 million from $1.9 million year-over-year.","Basic and diluted EPS were $0.43 for Q2 2025, up from $0.30 in Q2 2024.","Quarterly cash dividend of $0.06 per share declared, payable May 28, 2025 to holders of record May 14, 2025.","Net interest margin expanded to 3.31% from 3.17%, and non-performing loans fell to 0.01% of total loans.","Total assets grew 7.3% to $1.0 billion at March 31, 2025 from $951.9 million at September 30, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-25-000652","json":"https://secwatch.observer/filing/0001174947-25-000652.json","markdown":"https://secwatch.observer/filing/0001174947-25-000652.md","text":"https://secwatch.observer/filing/0001174947-25-000652.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1337068/000117494725000652/0001174947-25-000652-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1337068/000117494725000652/form8k-34109_mgyr.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-23T02:07:41.905101+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}