Muncy Columbia Financial Q2 net income $5.77M, EPS $1.63, up 23% YoY

MUNCY COLUMBIA FINANCIAL Corp

2025-Q2 EPS reported $2.86

Net income $5.768M ($1.63 diluted EPS) vs $4.707M ($1.32) in Q2 2024; six-month net income $10.113M ($2.86) vs $8.743M ($2.45).
Net interest income $14.808M, up $2.448M YoY; net interest margin (FTE) improved to 4.04% from 3.43%.
ROA 1.44% and ROE 13.33% vs 1.20% and 12.28% a year ago; book value per share $49.87 vs $47.11 at Dec 2024.
Non-performing assets rose to $13.844M (0.86% of assets) from $10.117M (0.63%); provision for credit losses increased to $254K from $29K.
Total cash dividends of $0.95 per share paid in Q2 2025, including a $0.50 special dividend, vs $0.44 in Q2 2024.

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