NI Holdings Q2 net loss $12.1M; combined ratio 125.1% on catastrophic storm losses

NI Holdings, Inc.

2025-Q2 EPS reported -$0.27 revenue$147,491,000

Direct written premiums fell 7.6% to $109.5M; Non-Standard Auto down 56.4% per strategic pullback.
Combined ratio worsened to 125.1% from 113.7%; $20M pre-tax catastrophe losses from ND storm.
Net loss from continuing ops $12.1M ($0.57 basic loss per share) vs $7.5M loss a year ago.
Net investment income rose 40.8% to $2.7M on higher reinvestment rates and realized gains.
Home and Farm premiums up 8.1% on rate increases and new business in North Dakota.

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