---
schema_version: "secwatch.filing_event.v1"
accession: "0001174947-25-001151"
form_type: "8-K"
ticker: "ENBP"
cik: "0001437479"
company_name: "ENB Financial Corp"
filed_at: "2025-08-13T23:59:59+00:00"
generated_at: "2026-05-17T13:53:46.261106+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# ENB Financial Corp acquires Cecil Bancorp for $30.8M all-cash ($1.85/share)

## Summary
- Deal valued at ~$30.8M; each Cecil share gets $1.85 cash, subject to adjustments.
- Anticipates EPS accretion of ~17% in 2026 and ~18% in 2027 from cost savings and tax benefits.
- Cecil Bank had $222M in assets, $192M deposits, $163M loans as of June 30, 2025.
- Combined pro forma assets of $2.5B, deposits $2.1B, loans $1.6B; ENB to have 18 offices in PA and MD.
- Expected closing in Q1 2026, subject to Cecil stockholder and regulatory approvals.

## SEC filing metadata
- accession: 0001174947-25-001151
- form_type: 8-K
- ticker: ENBP
- cik: 0001437479
- company_name: ENB Financial Corp
- filed_at: 2025-08-13T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 1.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1437479/000117494725001151/0001174947-25-001151-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1437479/000117494725001151/form8k-34567_enbf.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001174947-25-001151
- JSON: https://secwatch.observer/filing/0001174947-25-001151.json
- Plain text: https://secwatch.observer/filing/0001174947-25-001151.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.