secwatch.observer — SEC 8-K summary
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Issuer:     Magyar Bancorp, Inc. (MGYR)
CIK:        0001337068
Form:       8-K
Filed at:   2025-10-30T23:59:59+00:00
Accession:  0001174947-25-001313
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Magyar Bancorp FY net income rises 25% to $9.8M; EPS $1.57, declares $0.08 dividend
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- FY net income $9.8M (+25% YoY); diluted EPS $1.56 vs $1.23; net interest margin 3.34% (+20bps).
- Q4 net income $2.5M flat YoY; EPS $0.40 diluted; net interest margin 3.47% (+39bps).
- Loan portfolio grew 9.9% to $858.9M, led by commercial real estate loans up 15.6%.
- Book value per share $18.34 vs $16.98; no loan charge-offs in FY.
- Quarterly cash dividend $0.08 per share, payable Nov 25, 2025 to holders of record Nov 13.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1337068/000117494725001313/0001174947-25-001313-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1337068/000117494725001313/form8k-34825_mgyr.htm
  HTML page:      https://secwatch.observer/filing/0001174947-25-001313

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