{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-26-000070","form_type":"8-K","ticker":"ENBP","cik":"0001437479","company_name":"ENB Financial Corp","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.084220+00:00","generated_at":"2026-05-16T08:44:31.730440+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ENB Financial Corp Q4 net income $5.5M ($0.97 EPS), up 48% YoY","bullets":["Q4 net income $5.5M ($0.97 diluted EPS) vs $3.7M ($0.66) a year ago, up 48%; full-year EPS $3.80.","Net interest income rose 18.0% in Q4 and 21.1% in FY 2025; provision for credit losses fell to $255K from $1.37M.","Operating expenses increased 10.0% in Q4 due to tech investments and $698K in Cecil Bank acquisition costs (expected close Q1 2026).","Total assets $2.26B (+1.7%), gross loans $1.52B (+6.2%), deposits $1.87B (-0.9%), equity $161M (+23%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-26-000070","json":"https://secwatch.observer/filing/0001174947-26-000070.json","markdown":"https://secwatch.observer/filing/0001174947-26-000070.md","text":"https://secwatch.observer/filing/0001174947-26-000070.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1437479/000117494726000070/0001174947-26-000070-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1437479/000117494726000070/form8k-76543_enbp.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:44:31.730440+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}