---
schema_version: "secwatch.filing_event.v1"
accession: "0001174947-26-000109"
form_type: "8-K"
ticker: "CCFN"
cik: "0000731122"
company_name: "MUNCY COLUMBIA FINANCIAL Corp"
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:43:08.901070+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Journey Bank sells $9.8M delinquent mortgage portfolio for $9.1M; records $0.7M pretax charge in Q1 2026

## Summary
- Sold 82 delinquent/nonperforming/reperforming 1-4 family residential mortgage loans for ~$9.1M cash; outstanding principal balance was ~$9.8M.
- Pretax charge of ~$0.7M to be recognized in quarter ending March 31, 2026.
- Asset Purchase and Interim Servicing Agreement with RCF II Loan Acquisition, LP; Raymond James Mortgage Company acted as facilitator.
- Interim servicing period from Jan 28, 2026 to Servicing Transfer Date (expected March 6, 2026).

## SEC filing metadata
- accession: 0001174947-26-000109
- form_type: 8-K
- ticker: CCFN
- cik: 0000731122
- company_name: MUNCY COLUMBIA FINANCIAL Corp
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/731122/000117494726000109/0001174947-26-000109-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/731122/000117494726000109/form8k-76632_ccfn.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001174947-26-000109
- JSON: https://secwatch.observer/filing/0001174947-26-000109.json
- Plain text: https://secwatch.observer/filing/0001174947-26-000109.txt

## Key facts
- Material Agreements
  MUNCY COLUMBIA FINANCIAL Corp entered into Asset Purchase and Interim Servicing Agreement with RCF II Loan Acquisition, LP valued at approximately $9.1 million (effective 2026-01-28).
  - Action: entry
  - Agreement: asset purchase
  - Counterparty: RCF II Loan Acquisition, LP
  - Value: approximately $9.1 million
  - Effective: 2026-01-28
  source text: On January 28, 2026, Journey Bank (the “Bank”), the wholly-owned subsidiary of Muncy Columbia Financial (the “Company”), entered into an Asset Purchase and Interim Servicing Agreement (the “Agreement”) with RCF II Loan Acquisition, LP (the “Purchaser”) and Raymond James Mortgage Company, Inc. (the “Facilitator”), pursuant to which the Bank agreed to sell a portfolio of 82 individual delinquent, nonperforming or reperforming 1-4 family residential mortgage loans.
  evidence_url: https://www.sec.gov/Archives/edgar/data/731122/000117494726000109/0001174947-26-000109-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.