{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-26-000112","form_type":"8-K","ticker":"MGYR","cik":"0001337068","company_name":"Magyar Bancorp, Inc.","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.878640+00:00","generated_at":"2026-05-16T06:20:25.098947+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Magyar Bancorp Q1 net income up 50% to $3.1M; declares $0.10 dividend","bullets":["Net income of $3.1M vs $2.1M YoY; diluted EPS $0.50 vs $0.34.","Net interest margin rose 37bp to 3.59%; loans grew $18.9M to $877.8M.","Non-performing loans fell to 0.04% of loans; OREO sold to zero.","Deposits increased $44.8M to $859.1M; book value per share $18.79.","Quarterly dividend of $0.10 per share payable Feb 26, record Feb 12."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-26-000112","json":"https://secwatch.observer/filing/0001174947-26-000112.json","markdown":"https://secwatch.observer/filing/0001174947-26-000112.md","text":"https://secwatch.observer/filing/0001174947-26-000112.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1337068/000117494726000112/0001174947-26-000112-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1337068/000117494726000112/form8k-35129_mgyr.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:20:25.098947+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}