---
schema_version: "secwatch.filing_event.v1"
accession: "0001174947-26-000123"
form_type: "8-K"
ticker: "ENBP"
cik: "0001437479"
company_name: "ENB Financial Corp"
filed_at: "2026-02-02T23:59:59+00:00"
generated_at: "2026-05-16T05:34:27.115350+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# ENB Financial completes cash acquisition of Cecil Bancorp for ~$31.3M

## Summary
- Deal closed Feb 1, 2026; each Cecil share converted to $1.88 cash; total cash consideration ~$31.3M.
- Combined entity: ~$2.5B assets, $2.1B deposits, $1.7B loans, 18 full-service banking offices.
- Cecil Bank will operate as a division of The Ephrata National Bank until systems conversion on June 26-29, 2026.
- Acquisition expands ENB footprint into Cecil County, Maryland.
- All outstanding Cecil stock options redeemed for cash.

## SEC filing metadata
- accession: 0001174947-26-000123
- form_type: 8-K
- ticker: ENBP
- cik: 0001437479
- company_name: ENB Financial Corp
- filed_at: 2026-02-02T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1437479/000117494726000123/0001174947-26-000123-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1437479/000117494726000123/form8k-35199_enbf.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001174947-26-000123
- JSON: https://secwatch.observer/filing/0001174947-26-000123.json
- Plain text: https://secwatch.observer/filing/0001174947-26-000123.txt

## Source-grounded claims
- claim_id: ea93557281ef9742224ad2aca5b1cad952cfce1f
  claim: ENB Financial Corp completed an acquisition involving Cecil Bancorp, Inc. for $31.3 million in cash (closed 2026-02-01).
  evidence_excerpt: all outstanding and unexercised options to purchase shares of Cecil common stock were redeemed for cash. As a result of the acquisition, ENB issued an aggregate of approximately $31.3 million in cash in the merger. The foregoing description of the Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of the
  evidence_url: https://www.sec.gov/Archives/edgar/data/1437479/000117494726000123/0001174947-26-000123-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.