---
schema_version: "secwatch.filing_event.v1"
accession: "0001174947-26-000488"
form_type: "8-K/A"
ticker: "ENBP"
cik: "0001437479"
company_name: "ENB Financial Corp"
filed_at: "2026-04-17T23:59:59+00:00"
generated_at: "2026-05-15T05:29:25.407695+00:00"
event_type: "m_and_a"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# ENB Financial completes Cecil acquisition; Cecil's net income fell 68% to $190k in 2024

## Summary
- Cecil Bancorp net income $190k in 2024 vs $591k in 2023; EPS $0.01.
- Total assets $223.5M, loans $168.5M, deposits $190.9M at Dec 31, 2024.
- Net interest income $7.4M, down from $7.8M; provision for credit losses $1.215M.
- Noninterest income boosted by $778k insurance proceeds; fraud loss of $806k in noninterest expense.
- Acquisition closed Feb 1, 2026; this amendment provides required audited and pro forma financials.

## SEC filing metadata
- accession: 0001174947-26-000488
- form_type: 8-K/A
- ticker: ENBP
- cik: 0001437479
- company_name: ENB Financial Corp
- filed_at: 2026-04-17T23:59:59+00:00
- event_type: m_and_a
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1437479/000117494726000488/0001174947-26-000488-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1437479/000117494726000488/form8ka-35730_enbf.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001174947-26-000488
- JSON: https://secwatch.observer/filing/0001174947-26-000488.json
- Plain text: https://secwatch.observer/filing/0001174947-26-000488.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.